These summaries are intended to provide you with a brief explanation of our employee benefit plans.
Should there be any discrepancy between these summaries and the provisions of our insurance contracts,
the provisions of the insurance contracts will apply.
The open enrollment period for the medical, dental and vision is August 1st through October 1st of
each year. You can enroll in these plans outside of the open enrollment period if you have had a
qualifying event ( loss of other coverage, new dependent, marriage etc…) Please call the Benefits Office
if you have questions regarding a qualifying event.
A $350 deductible, preferred care plan is offered to all employees. This plan pays 90% of covered medical
expenses after the deductible is met. Generic drugs are free, name brand drugs are subject to a separate
$75 deductible. The Board contributes a portion of the monthly premium based on the type plan chosen. The
coverage is effective the first day of the following month that you sign up. The monthly cost of this
coverage is $104.48* for single, $204.87* for two party and $245.30* for family. Since premiums are deducted
on a ten-month basis, and coverage is for twelve months, if you enroll after September 1st of any year,
there is a "catch-up" deduction which must be made. (*Premiums listed for employees working 7.5 hours per day)
Leaving Employment with CMCSS